How to Deal With Exam Anxiety

Most people suffer some degree of anxiety when preparing for a test. This can range from a mild nervous feeling to a full panic attack. Whatever your level of anxiety, learning to reduce it is very important to study effectively for a test. Fortunately, there are several steps you can take to reduce anxiety, which will benefit your grades and your overall mental health.

How to Break a Habit

Do you bite your nails? Chew on your hair? Suck your thumb? Pick your lips? Regardless of your particular habit, or how deeply ingrained it is, the process of breaking it will be similar. With persistence and the right mindset, it's possible to break your bad habits, and these instructions help you through the process of doing so.

How to Tell if a Pearl Is Real

Thinking of buying pearl jewelry? Have a family heirloom made of pearl? A few simple tests can help you determine whether your pearl item is a fake or the "real deal" in a matter of minutes. Learn how to look and feel for the signs of a real pearl today and you'll never need to worry about falling for imitations again.

How to Spot a Fake Check

According to the National Consumer League, a nonprofit organization that helps stop fraud and other consumer misconduct over the United States and abroad, the number one scam reported to their Fraud Center is fake checks. Fortunately, you can use several methods to examine checks to determine if they are fake. It also helps to be aware of common check-related scams so that you can protect yourself.

How to Use iPhone Headphones

Apple Earphones and In-Ear Headphones can do more than just play audio. These special headphones come with a small remote control attached to the cord, which is super handy for talking on the phone and skipping through songs. It’s also incredibly easy to use! Get the most out of your Apple Earphones or In-Ear Headphones by becoming familiar with the features of its remote.

How to Teach Your Dog to Drop It

“Drop it” is probably one of the most important commands you can teach your dog. Since dogs love to chew on things, you’ll have plenty of occasions to use this command. Drop that toy. Drop my shoe. Drop that stick before coming in the house. By teaching your dog the "drop it" command, it will either let an object fall out of its mouth or at least allow you to easily take it from it. So how do you actually teach a dog to “drop it”? You’ll need to condition your dog properly.

How to Deal With Negative People

Everyone has that friend or coworker who sucks the energy right out of you, complaining about all the different ways the world is set against him or her. Unfortunately, you must deal with many different negative people throughout your life. However, negative thinking can have an effect on your personal well-being, so it’s important to avoid it. Fortunately, there are ways to deal with negative people.

How to Get Out of a Lease

At some point, most people who rent residences have to find a way to get out of a lease. Perhaps you have a new job opportunity in another location. Or perhaps your landlord is a nightmare and your residence isn’t what it initially appeared to be. In many cases, you will need to pay a penalty to get out of a lease, but in others you might be able to avoid this penalty. Some ways of getting out of a lease are legal, and some are not. Familiarize yourself with all of your options before taking any action, and never break the law.

How to Soothe Sore Eyes

There are many things that can cause sore eyes, but one of the most common causes is over-use, or eye strain. You can strain your eyes by working in a room with poor lighting, driving for long periods of time, not wearing glasses if you need them, or staring too long at one place (like a computer screen). Sore eyes can also be caused by headaches, glaucoma, foreign bodies in the eye, sinus infections, and inflammations. If your eyes are sore after a long day, there are some things you can do at home to help soothe those sore eyes.

How to add Custom Columns in WordPress with OOP

Learn how to add a custom column to a WordPress post or any other post type you want with an easy OOP approach. In this tutorial we will show the user who last edited a post

How to create WordPress Menu Pages with OOP

ordPress Menu Pages are all those pages that you are using inside the WordPress admin area. If you have ever tried to add a menu page in WordPress admin area then you are aware of the work that needs to be done for various menu pages. In this tutorial we will create those menu page in a object oriented programming way.

Add a new Tab to BuddyPress Profile Page

uddyPress is a plugin that transforms your WordPress site in a Social Network. Changing or extending the profile page is a common thing then, especially if you are working on a custom WordPress solution. In this tutorial you will learn how to add an additional tab on the profile page.

How to Make an Origami Chair

Do you know how to make an origami chair? No? Read on to learn how.

How to Stop Apologizing

When we are constantly apologizing, we send everyone around us the message that we are in a "sorry" state. While there are many circumstances for which apologies are appropriate, over-apologizing causes us to internalize feelings of guilt for simply being who we are. We may begin with good intentions; it is important to be kind, caring, and sensitive. Ironically, though, excessive apologies can isolate and confuse others around us. Once you understand what underlies habitual apologizing, you can take steps to change.

How to Do a Private Adoption

Families come in all shapes and sizes and in the words of the National Adoption Center, "There are no unwanted children. Just unfound families." Private adoption, where a lawyer acts as the go-between with the birth parents and the adoptive parents, is one way to make your way through the often confusing adoption legal framework.

How to Avoid or Escape a Bull

Bulls are very dangerous animals. They are one of the most dangerous type of livestock to own, let alone be around next to horses. They are not slow or dumb, nor are they clumsy or stupid. A bull can, from a stand-still, turn on a dime faster than you can react. He can even out-run you, and if you ever fall or he hits you, he will gore or crush you until you are no longer moving. The media has let the general public know that bulls are dangerous, but the ability to escape or avoid a threatening bull is something that may be of importance to you if you live on a farm or ranch with bulls, or have to walk by or through a field or pasture that is known to hold bulls in it. Knowledge on how to avoid or escape a dangerous bull is paramount to your safety and survival. Note: Bulls aren't the only type of bovine that can seriously hurt or kill you. Cows are just as likely to be dangerous as bulls, especially if they are protecting a young calf.

How to Admit Someone to Rehab

Many problems can be encountered when trying to admit someone to rehab. Perhaps the biggest challenge lies with individuals who are addicted to a substance but may not be willing to consider options for recovery. Proper care has to be taken when speaking to your loved one and convincing him to go to a rehabilitation center. In order to successfully admit someone to rehab you will need to encourage treatment, help your loved one explore options for treatment, and prepare for rehabilitation.

How to Zoom in on a Mac

Do you find yourself squinting at the screen sometimes, and wish things were just "bigger?" Whether you have vision disabilities, or just like to zoom in for a close view of your screen, it's easy to do with just a couple keystrokes. This article will show you how to zoom in for a closeup of your browser or desktop.

How to Make a Duck Tape Scene Bow

REDIRECT Make a Duct Tape Scene Bow

How to Start a New Life

There are many reasons you might want to start a new life, and many ways you could approach this decision. For example, perhaps you just ended an abusive relationship and have to figure out how to get started with a new, healthy, happy life away from your abuser. Or perhaps you just don’t like where you live and want to move to find a new start in a new community. Regardless of your goals or reasons for change, it’s possible to start fresh if you think carefully, plan thoroughly, and check in with yourself to make sure you’re doing okay.

How to Gain Weight As a Vegetarian

Vegetarians eat mostly vegetables, fruits, and grains, though some also eat dairy products and eggs. Since it has no meat, you might find that you lose weight when you first start a vegetarian. Don't fret, though! Even on a vegetarian diet, you can gain weight by choosing your foods thoughtfully.

How to Borrow From Your Life Insurance Policy

Whether it be for an emergency, some needed home repairs, or that can’t-miss investment opportunity, just about everyone needs a quick infusion of cash now and then. But if you don’t have the money readily available, maybe it’s time to consider a loan. With all the financial resources that seem to be floating around out there today, you might tend to overlook one that’s probably sitting in a desk drawer or a safe deposit box—your whole life insurance policy.

How to Make Bridal Bouquets

Make your own wedding party and bridal bouquets to add a unique sense of creativity and style to your ceremony. You get to choose every flower and ornament. Invite some of your bridesmaids along so they can build their bouquets at the same time.

How to Write a Reaction Paper

A reaction or response paper requires the writer to analyze a text, then develop commentary related to it. It is a popular academic assignment because it requires thoughtful reading, research, and writing. You can learn how to write a reaction paper by following these writing tips.

How to Work out With Dumbbells

Dumbbells can be used for weight training as well as full-body fitness. Using dumbbells can be a great way to workout at home or at the gym. There are many different exercises you can do, and the weight can be easily adjusted to meet your needs. Dumbbells are especially effective, because as well as working the main muscles, they also require numerous stabilizing muscles to help out.

How to Feed a Horse

Feeding a horse can be confusing. There are a large number of different feeds available and no two horses are alike. The amount and type of feed given will depend on the horse’s type, age, weight, health, workload, the climate and what is locally available. Keep reading to learn how to feed a horse.

How to Apply for a DBA in Texas

DBA is short for "Doing Business As." In Texas, it's often called an "Assumed Name." A DBA is a legal declaration that you are conducting business under a name different from your legal, personal name. If you name your business something other than your legal name, you must submit a DBA with the county clerk in the county where your business is located.

How to Be a Professional Content Writer

Professional content writers create written content for a living. A professional writer should be competent and skillful, and they should be engaged in writing as their main paid occupation. As a content writer, you may write content on a variety of topics for a variety of organizations, from popular websites to scientific and technical print documents or manuals. The benefits of being a professional content writer includes being paid for an activity you enjoy (writing), and as you become more established, the ability to work remotely or from a home office.

How to Draw a Bonsai Tree

Translated, Bonsai means "plantings in tray," as bon means a tray or a low-sided pot and sai, plantings. With these easy steps, learn to draw a simple bonsai tree. Simply put, you'll learn to draw a miniature tree. Therefore, you can also alter these steps to draw a larger tree!

How to Alleviate Pain Caused by Trigeminal Neuralgia

Trigeminal neuralgia is a chronic pain condition that affects the trigeminal nerve (the largest of the craniofacial nerves). Trigeminal neuralgia is characterized by intense burning, stabbing, and aching pains in different regions of the face at different intervals. There are two subtypes of trigeminal neuralgia known as type 1 (TN1) and type 2 (TN2). If you suffer from trigeminal neuralgia, there are steps you can take to alleviate pain.

WordPress Script(PHP) to convert MySQL collation from utf8mb4 to utf8

If your MYSQL database import fails with Unknown collation: ‘utf8mb4_unicode_ci’ after the latest WordPress update 4.2.2, chances are that you are running a MYSQL server version 5.5.2 or below. With the most recent update, WordPress changed their encoding standard from utf8 to utf8mb4, which is only supported starting with MYSQL server version 5.5.3.

Prestashop Useful Global Smarty Variables

I’d like to share some very useful global variables of the smarty for the Prestashop.

WooCommerce How to change Add to cart button text Tips & Tricks

Change the add to cart text on product archives. Change the add to cart text on single product pages. Change the add to cart text on product archives by product types.

How to Celebrate Earth Day

The celebration of Earth Day is on April 22nd and it began 1970. It has grown into a global event recognized by over 192 countries. Devoting special a day to helping for the earth is a way to demonstrate how much we care about the future of our planet. No matter what you like to do best, there's a way to get involved in Earth Day. You could plant a tree, make a meal with locally-grown vegetables, educate a family member, clean up trash in your neighborhood, set up a bird feeder or save power — the possibilities are endless. Remember, you don't have to wait for Earth Day to show your love for the planet we call home.

How to Lower Blood Pressure

High blood pressure is also called hypertension. Two factors contribute to high blood pressure: the quantity of blood your heart pumps and how narrow your arteries are. High blood pressure raises your risk of heart problems and strokes. Most people have no symptoms, so the best way to detect it is to get screened during a checkup at your doctor’s office at least every year. If you do have high blood pressure, there are some dietary and lifestyle changes that can help you lower your blood pressure.

How to Choose a Beginner Electric Guitar and Amp on a Budget

Choosing which guitar and amplifier to start out with can become a hair-pulling task. But here are some ways to make it easier.

How to Splint a Fractured Hand

A fractured bone in the hand can be extremely painful, and the slightest movement can exacerbate the pain and possibly cause further injury. A splint serves to provide support to your injury, including the bones, tendons, tissues, and other ligaments. Splint a fractured hand as soon as possible after the injury, as this will help to keep broken bones immobilized and as straight as possible for healing. Splints can also help reduce pain by maintaining stability and reducing swelling. You can even make temporary hand splints out of everyday objects once you understand their purpose and application. However, a hand fracture in a makeshift splint should always be checked out by a medical professional as soon as possible to avoid additional damage.

How to Validate Someone's Feelings

Validating feelings involves recognizing someone's feelings and acknowledging them as important. It helps the other person feel that you care about and understand them. Validation can be a tremendously useful skill in resolving conflicts, helping people who have problems, and strengthening relationships.

How to Help Save the Earth

Are you concerned about the health of our planet, and ready to do what you can to save it? With bad news about global warming, dying oceans and endangered animals flooding us on a daily basis, it's hard to know where to start. It may seem like the actions of one person won't make a difference, but there are actually many ways you can help. See Step 1 to learn how changing your personal habits and educating others can make an impact.

How to Apply Lipstick

There are many different ways to apply lipstick, but a few extra steps can not only make your lipstick last longer, but also appear smoother and crisper. This article will show you how to apply lipstick properly. It will also give you a few tips on how to make your lips appear larger or smaller, as well as how to achieve certain effects such as ombre.

How to Release Sinus Pressure

Your sinuses are hollow, air-filled spaces inside your skull. Sinus pressure is an uncomfortable and sometimes painful sensation that is caused by inflamed or irritated membranes that line your nasal passages. Swollen sinus passages block the natural flow of air and mucus. The mucus becomes trapped and the airways are blocked, resulting in the sinus pressure and pain sometimes referred to as sinusitis. Regardless of the cause, there are ways to release the sinus pressure and relieve the discomfort.

How to Lose Weight Safely

The weight loss market is overflowing with diet aids that all claim to help you lose weight quickly. Shakes, snacks and pills marketed as appetite suppressants and weight loss programs litter the shelves of most stores today. Unfortunately, the desire to lose weight often causes people to forget that weight loss is most beneficial to the body when it is done in a safe and healthy manner. Weight loss is also more sustainable when it's achieved with lifestyle changes over a long period of time.

How to Speak Hindi

Hindi (मानक हिन्दी) is an official language of the Union of India and the lingua franca of North India. Hindi shares its roots with other Indo-Aryan languages such as Sanskrit, Urdu, and Punjabi as well as Indo-Iranian and Indo-European languages spanning Persian to Kurdish to Russian to Gaelic. Learning to speak Hindi can be challenging, but you can start by learning simple words and phrases. You should also practice your Hindi with others in a class, on your own using online tools, or with a language partner.

How to Form an LLC in New Jersey

If you’re starting a business in New Jersey, you may be interested in organizing it as a limited liability company. LLCs formed under New Jersey law have similar tax treatment and ease of operation that sole proprietorships do, but shield owners’ personal assets if the company has legal or financial problems. This gives an LLC many of the benefits of a corporation, but without the complications and extensive record-keeping requirements of formal incorporation.

How to Write a Mystery Story

A good mystery story will have fascinating characters, exciting suspense, and a puzzle that keeps you turning the pages. But it can be difficult to write an engaging mystery story, especially if you have never tried to before. With the right preparation, brainstorming, outlining, and editing, and character development, you can create a page turning mystery of your own.

How to Fold an Origami Water Lily

This is simple and good for beginners.

How to Get a Learner's Driving License in Bangladesh

Learners driving license is one of the prerequisites to get the actual driving license in Bangladesh. This is issued by Bangladesh Road Transport Authority (BRTA). After getting a learners driving license, you will get 2-3 months for your driving training, and after that you must attend a written and practical test to get the original driving license. You must be at least 18 years old to get a non-professional driving license and 20 years old to get a professional driving license.

How to Make a Peanut Butter Cookie With 3 Ingredients

Some days, it is difficult to even make the time to find matching socks or to gather your thoughts. On these days, it is ten times harder to have enough time to bake, especially homemade cookies. But never fear! These peanut butter cookies are made of only 3 ingredients, and take less than fifteen minutes to prepare and bake! They are fun, easy, and very quick to make. They are quite possibly the fastest, easiest route to home baked and delicious cookies ever devised.

How to Create Photo Albums on an iPad

It’s easier than you might think to select pictures from the iPad Photos app and gather them together in an album for easy access. You can quickly gather images from your iPad photo library as well as pictures you have taken with the iPad camera (if you’re using an iPad 2 or later) and name the album in a matter of seconds using this simple technique.

How to Treat Mallet Finger with a Splint

Mallet finger is a condition in which the tendon in the outermost joint of a finger is ripped, causing the tip of the finger to droop. Also known as "baseball finger," it is an injury that is typically sustained while playing sports. However, any action that bends the joint further than it is meant to bend can cause mallet finger. You can even fall victim to mallet finger while making a bed.

How to Choose a Guitar Amplifier for Rock Music

If you're in the market for a guitar amp, but are unfamiliar with all the little differences like tube versus solid state, EL34 versus 6L6, or British sound versus American sound, it can be daunting. And what the heck does a "creamy tone" sound like? It can be enough to make you want to pick up a ukulele and move to Hawaii! Armed with the right knowledge and your own ears, you'll be able to pick the right amp for your needs in no time.

How to Set Up a SIM Lock on an Android

If you want to make sure you're the only one who can use your phone, it's a good idea to lock it with a password. The SIM lock will make sure that only those who know the password can use the phone.

How to Recognize Signs of Senile Dementia

Watching a loved one fall victim to the ravages of Alzheimer's disease or other forms of dementia can be heartbreaking. Dementia is a term used to describe a set of symptoms that impair daily functioning and affect memory, thinking, and social abilities. Nearly 11% of dementia is considered potentially reversible. Potentially reversible dementias are more likely to be seen in patients younger than 65 years old. Depression, hypothyroidism and B12 deficiency are some potentially reversible causes of dementia. There's no cure for dementia, but there are treatments that may help with its symptoms. Knowing the signs of dementia's approach can be a blessing because when you know what the future holds, you can make plans to help a loved one deal with its effects.

How to Build a House in Skyrim

Wandering the frozen wastes of Skyrim can be tiring, and sometimes an adventurer needs a warm place to call their own. When Bethesda released Hearthfire, the second official add-on for The Elder Scrolls V: Skyrim, they allowed players to build a home in their own little corner of the Nordic homeland. Constructing your own manor through Bethesda’s unique interface can be fun and also presents your character with some distinct advantages.

How to Get Rid of Acne With Home Remedies

While acne is often considered a problem for teenagers, people of any age can experience acne symptoms. This usually occurs when your skin produces excess sebum, leading to clogged pores and outbreaks of pimples. Although your dermatologist can probably offer the best treatment for your acne, there are a number of home remedies that can help as well. You can use these remedies as a supplement to the regimen suggested by your dermatologist. If you're experiencing acne for the first time, click here. If you're struggling with severe or cystic acne, click here.

How to Connect Speakers to Your Laptop

If you’re a laptop owner, chances are you’ve found that the built in speakers leave a lot to be desired. If you watch movies or listen to music through your laptop, buying a set of computer speakers will greatly improve your experience. Whether you decide to go wireless or stick with USB or a 3.5mm (1/8") audio connection, computer speakers are easy to set up on your PC or Mac laptop.

How to Download Images from Flickr

Photographers love Flickr because it’s a vibrant social community with a wide variety of photo-sharing options. But because Flickr is so rich with features, it can be challenging to figure out how to complete everyday tasks like downloading photos. Luckily, downloading photos from Flickr is quite easy once you learn a few valuable tricks. You’ll need to have access to a computer, as the mobile app isn’t capable of handling these functions.

How to Buy HUD Foreclosures

The Office of Housing and Urban Development (HUD) offers mortgage assistance to low income and first time buyers. This assistance is called FHA mortgage insurance and ensures that a mortgage will be paid if the buyer defaults on the loan. A HUD home is a residential property that was acquired by the Office of Housing and Urban Development (HUD) when an owner foreclosed on a mortgage covered by FHA mortgage insurance. Finding out how to buy HUD foreclosures can help you get a home at a lower in price than other similar homes in the area.

How to Pack for Florida

Packing for the Sunshine State can be a bit tricky if you’re not used to the weather there. Think carefully about what you’ll be doing on your trip to Florida. From there, it’s a simple matter of considering the weather and the amount of space you have! Last but not least, you'll pack the essentials -- the stuff you would need no matter where you were going.

How to Stretch

Stretching correctly will increase your flexibility and reduce the risk of injuries caused by lesions of the connective tissues (such as the periosteum) and other nasty things. This guide shows a variety of techniques with the goal of revamping or establishing your stretching routine. Use the tips that suit your needs for the activities you do. If you are injured, do not stretch without the help of a physical therapist. Doing so may result in further injury.

How to Make Your Nose Appear Thinner With Makeup

If you want to make you nose appear thinner, there are tons of makeup tricks that you can use! Learning about contouring, blending, and how to draw attention away from your nose with makeup will all help to create the illusion of a smaller nose. With a little practice, you'll be in love with your new nose in no time!

How to Calculate Bond Accrued Interest

Accrued interest on a bond refers to the the interest that has been earned but not yet paid since the most recent interest payment. At the end of this accrual period (typically six months or a year) bonds generally pay interest. These are known as "coupon" payments. Depending on the bond, interest can be calculated in different ways. They all use what's called a "day-count fraction" or DCF. This refers to the number of days in a month or year, a number that is standardized for any given bond. For example, many bonds calculate interest by allocating 30 days to a month and 360 days to a year. Others may use the actual number of days in a month and year. To calculate your accrued interest, you must first know which of these methods is used for your bond and then do a few simple calculations.

How to String a Lacrosse Stick

Stringing a lacrosse stick by yourself is an important part of improving your lacrosse skills as you work towards professional lacrosse playing. It will help you become a better player. This tutorial explains the process involved so that you can practice this yourself and show the team how far you've come!

How to Start a House Cleaning Business

Cleaning your own home and cleaning professionally are two totally different things. Even though you clean your home constantly, learning how to clean professionally takes a lot of time and effort––when a client pays for your services, they expect to come home and find their home spotless, tidy beyond reproach, and smelling pleasant. However, for some people, it's actually easier and more enjoyable to clean other people's houses because there is no personal investment - just pride in a job well done. If you're mulling over the possibility of starting your own house cleaning business, you'll need to be fit, prepared for some dirty work, and willing to market your services through friends, family, and other people in order to slowly build up your client base. It may take a while to build a solid group of clients, but with the right attitude, a good reputation, and word-of-mouth referrals, you'll eventually build a solid cleaning business.

How to End an Emotional Affair

Emotional affairs occur when a deep emotional attachment or bond is created with someone outside of your relationship and it consumes your every waking thought and action. This type of affair involves sharing deep secrets and wishes, innermost thoughts and a transference of the intimate connection you'd normally have with your partner or spouse to someone else instead. It can begin innocently enough, at a time when you feel things aren't quite right with your current love and you decide to pull someone else in to play a role you feel is lacking in your partner. Yet, while it may have felt innocent enough to begin with, an emotional affair is just as difficult, if not more so, to get out of than a sexual affair.[1] If you realize you need to end an emotional affair, breaking the pattern is essential for restoring the trust and faith your partner has in you. Cite error: <ref> tags exist, but no <references/> tag was found

How to Quit Drinking Alcohol

You're looking at this page, which means you want to quit. That's the good news. The not-so-good news is that quitting is hard. It's a truth that is painful, and one shouldn't sugar-coat it. The great news is that medical technology, integrated communities, and effective psychological counseling have made it easier than ever to quit. If you feel that you drink too much, there are many benefits of sobriety: preventing strokes, losing weight, avoiding hangovers, and reducing the likelihood of liver disease are only a few beside a general uptick in overall health. If you or a family member struggles with alcohol or other substance abuse and need someone to talk to, see the Additional Resources section at the bottom of the article.

How to Get Rid of Poison Ivy Rashes

Poison ivy, and its pestilent cousins poison oak and poison sumac, can give you a wretched rash if come into contact with it. If you've suffered the unfortunate event of running into a poison ivy plant, try these methods for getting rid of the rash that accompanies it.

How to Become a Buddhist

Buddhism is an ancient religion founded by Siddhartha Gautama that teaches concepts such as the Four Noble Truths, karma, and the cycle of rebirth. Buddhism is still a popular religion nowadays, with millions of people all over the world who practice it. The first step to becoming a Buddhist is understanding basic Buddhist beliefs; this will help you decide if Buddhism is the religion for you. Then, you can practice Buddhism and take part in centuries-old traditions.

How to Color Damaged Hair

Chemicals and high temperatures can cause serious hair damage. Dying your hair exposes it to additional harsh chemicals, making it a risky process for already damaged hair. There are precautions you can take for a successful dye, but these will only reduce damage, not prevent it completely. Follow instructions carefully, and wait as long as you can between dying.

How to Issue Corporate Bonds

Corporate bonds are a financial tool that a corporation uses to raise funding. They are an alternative to acquiring loans from a bank or issuing shares of stock. Corporations use the money from bond sales to finance a variety of improvements, like business growth, new factories, or new equipment. When an investor buys a corporate bond, he is essentially buying an IOU from the corporation that is to be paid back after a pre-determined time (the maturity date). The bond will also typically pay coupon payments, which are interest-based payments made to the bondholder at regular intervals (usually semi-annually). Corporations usually enlist the help of investment banks, which function as underwriters, to organize the creation, marketing, and sale of the bonds.

How to Paint a Realistic Tear with Adobe Photoshop

In this tutorial, you will learn How to Paint a Realistic Tear with Adobe Photoshop.

Create an “Out of the Box” Stone and Concrete 3D Text Effect With Photoshop and Filter Forge

In this tutorial, you will learn how to Create an “Out of the Box” Stone and Concrete 3D Text Effect With Photoshop and Filter Forge.

Convert a Portrait Into a Creepy Human Puppet for Halloween in Photoshop

In this tutorial, you will learn how to Convert a Portrait Into a Creepy Human Puppet for Halloween in Photoshop.

Creating Retro Folded Typography Using Photoshop

In this tutorial, you will learn how to Create Retro Folded Typography Using Photoshop.

Design a Skin-Textured Typography Scene in Photoshop

In this tutorial, you will learn how to Design a Skin-Textured Typography Scene in Photoshop.

Number Candles Text Effect in Photoshop

In this tutorial, you will learn how to create Number Candles Text Effect in Photoshop.

How to Deal With Panic Attacks As a Child or Teenager

Do you get anxious? Do you ever feel trapped and just want to run, but you can’t? You might be having a panic attack. Panic attacks are bursts fear that usually include trouble breathing, shaking, sweating, or feeling like you’re choking. Panic attacks are scary and they can happen anywhere, such as while you are spending time with friends, working on homework, or sitting in class at school. But by learning to calm yourself in an attack, making changes to your diet and activity level, and seeking professional help, you can take back control.

How to Apply Easy Eye Makeup

Of all the different types of makeup, eye makeup can be the trickiest and most time-consuming to do. If you're just starting to learn how to use makeup, it's a good idea to stick to simple, easy styles before trying out more complicated ones. Whether you're applying "no makeup" makeup or looking glam, easy eye makeup should only take a few minutes with a little practice.

How to Have a Fun, Interesting Conversation Via Text

It can be a bit intimidating to have a fun or interesting conversation via text, especially if you’re trying to win over a new friend or have your eye on a potential significant other. The key to being a great texting conversationalist is not to overthink it and to be comfortable bringing up whatever’s on your mind.

Strawberry-Inspired Text Effect in Photoshop

In this tutorial, you will learn how to create Strawberry-Inspired Text Effect in Photoshop.

Photo Manipulate a Dark, Emotional Fallen Angel Scene in Photoshop

In this tutorial, you will learn how to Photo Manipulate a Dark, Emotional Fallen Angel Scene in Photoshop.

How to Create a Surreal Pirate House Photo Manipulation in Photoshop

In this tutorial, you will learn How to Create a Surreal Pirate House Photo Manipulation in Photoshop.

Create a Dark, Mysterious Photo Manipulation in Adobe Photoshop

In this tutorial, you will learn how to Create a Dark, Mysterious Photo Manipulation in Adobe Photoshop.

How to Create a Mysterious Matte Painting Landscape in Photoshop

In this tutorial, you will learn How to Create a Mysterious Matte Painting Landscape in Photoshop.

How to Create a Beautiful Underwater Surreal Scene in Photoshop

In this tutorial, you will learn How to Create a Beautiful Underwater Surreal Scene in Photoshop​.

Bright Rope Light Text Effect in Photoshop

In this tutorial, you will learn how to create Bright Rope Light Text Effect in Photoshop.

How to Clean up Your Photo Backgrounds in Photoshop

In this tutorial, you will learn How to Clean up Your Photo Backgrounds in Photoshop​

Create This Charming Magician with Enchanting Effects in Photoshop

In this tutorial, you will learn how to Create This Charming Magician with Enchanting Effects in Photoshop.

Create a Fantasy Underwater Scene with Photoshop

In this tutorial, you will learn how to Create a Fantasy Underwater Scene with Photoshop.

How to Recover from a Strained or Pulled Muscle

Muscle strains, also called pulls, occur when the small fibers within a muscle are stretched beyond their limits, which results in a partial or complete tear (rupture). All muscle pulls are categorized as either Grade I (tearing of a few fibers), Grade II (more extensive fiber damage) or Grade III (complete rupture). Most mild-to-moderate muscle strains heal within a few weeks, although your recovery may be quicker and more complete if you follow some tried-and-true home remedies or seek professional treatment.

How to Clean Sperrys

Sperry shoes need to be cleaned carefully to avoid damaging the leather. Suede and nubuck Sperrys should only be cleaned by brushing them with a leather brush. Full-grain leather can be cleaned with mild detergent or leather cleaner. Here are the best methods to use when cleaning Sperry shoes.

How to Have Courage

Courage is considered by many to be one of the most important human virtues. In fact, in Medieval times it was considered one of the four cardinal virtues, and modern psychologists agree. Learning how to be courageous, even if it is just to ask out that person you've had your eye on for so long, doesn't mean not being afraid. It means learning to do things despite your fear.

Gingerbread Cookies Text Effect in Photoshop

In this tutorial, you will learn how to create Gingerbread Cookies Text Effect in Photoshop.

Create a Sci-Fi Chamber Photo Manipulation in Photoshop

In this tutorial, you will learn how to Create a Sci-Fi Chamber Photo Manipulation in Photoshop.

Photo Manipulate a Beautiful Fantasy Nature Scene in Photoshop

In this tutorial, you will learn how to Photo Manipulate a Beautiful Fantasy Nature Scene in Photoshop.

How to Create a Surreal Space Scene in Photoshop

In this tutorial, you will learn How to Create a Surreal Space Scene in Photoshop.

Create an Elegant 3D Text Effect in Photoshop CS6

In this tutorial, you will learn how to Create an Elegant 3D Text Effect in Photoshop CS6.

Create a Glowing 3D Text Effect With Filter Forge and Photoshop

In this tutorial, you will learn how to Create a Glowing 3D Text Effect With Filter Forge and Photoshop.

Create a Beautiful Sunrise Landscape Photo Manipulation in Photoshop

In this tutorial, you will learn how to Create a Beautiful Sunrise Landscape Photo Manipulation in Photoshop.

Photo Manipulate a Surreal Underground Scene with a Sleeping, Frozen Beauty in Photoshop

In this tutorial, you will learn how to Photo Manipulate a Surreal Underground Scene with a Sleeping, Frozen Beauty in Photoshop

Create the Abstract Photo Manipulation “Imperfection” in Photoshop

In this tutorial, you will learn how to Create the Abstract Photo Manipulation “Imperfection” in Adobe Photoshop.

Create a Fantasy Angel Scene in Photoshop

In this tutorial, you will learn how to Create a Fantasy Angel Scene in Photoshop.

Create a Fire and Rust Text Effect Using the Flame Filter in Adobe Photoshop CC

In this tutorial, you will learn how to Create a Fire and Rust Text Effect Using the Flame Filter in Adobe Photoshop CC.

Create a Textured Wooden Text Effect Using Photoshop’s 3D Capabilities

In this tutorial, you will learn how to Create a Textured Wooden Text Effect Using Photoshop’s 3D Capabilities.

How to Make a Wire Swirly Double Heart Ring

With just some craft wire and pliers, you can make a beautiful double heart ring with a swirling pattern to wear yourself or give as a gift.

How to Heal a Cut in Your Nose

The nose is a sensitive part of the body, so even the smallest cut or sore inside the nose can be complicated to treat, and sometimes painful. Proper care of an injury inside the nose can promote healing and prevent unwanted infections. See a doctor if the bleeding won't stop, if the wound won't close up, or if you develop an infection.

How to Cite an Essay

Whether you're a high school student or a professional writer, you may need to cite your sources using a specific formatting style. While there are many different styles out there, the three most commonly used ones are the MLA, APA, and Chicago styles. These style guides both ensure that writers don't plagiarize the work of others and provides readers with a roadmap to find the information that informs the paper. Because citations are such an important part of research, you should follow directions precisely.

How to Make Chocolate Monogram Cupcake Toppers

These cute and edible cupcake toppers make great place cards, and they can also be used to decorate cupcake wedding and birthday cakes.

How to Keep Pets off the Furniture

Pets are wonderful companions that can make any place feel like home. Sometimes, however, pets can get territorial over pieces of furniture, or leave a trail of shed fur all over a clean couch or bed. When these inconveniences arise, it's important to teach your pet to stay off the furniture. Learning how to break these bad habits can help you train your pets to stay off the furniture for good.

How to Dodge a Punch

Skill in dodging punches mainly comes down to practice, not innate reflexes. Reading this guide once won't make you a master fighter, but it will teach you the correct form to use while practicing. Try to turn these motions into second nature, and remember the vital tips for minimizing injury.

How to Practice Guitar with a Metronome

Using a metronome is one of the few ways to ensure that you stay on time and on beat. While you should also practice along with other musicians to get used to playing in "real time," the ability to hold a rhythm is invaluable as a musician. Practicing even 10-15 minutes a day on a metronome is a great way to grow as a musician and a guitarist.

How to Make a Tic Tac Toe Game from a Cutting Board

This is a fun way to make a board game out of an actual board. It's a good project to work on with kids, and a fun game bring with you to picnics or barbecues in the summer.

How to Prevent Hair from Knotting

Knotted and tangled hair doesn’t just look messy: it can also be painful and difficult to comb out, and it can lead to a great deal of breakage. There are many things that can cause tangled hair, including particular hair styles and heat products, but knots can also occur in the shower or when you dry your hair. Tightly curled hair is even more prone to knots, and it can also be difficult to keep long hair tangle-free. There are ways to remove knots once they form, but if possible, it’s always best to take preventative measures that will stop knots before they form.

How to Remove Fabric Paint from Clothes

Removing fabric paint from clothes is no easy task, but it may be possible, depending on the severity of the stain and the type of fabric you are dealing with. The most important thing to remember is to start treating the stain as soon as you can. It is much easier to remove paint that is still wet than it is to remove dried paint. If worst comes to worst and you are not able to remove the paint from your clothing, you may be able to use some tricks to salvage your clothing.

How to Prepare a Cat for Air Travel

Just like their human counterparts, cats can feel stress and anxiety when traveling. Removing your cat from her familiar environment can throw her for a loop. Therefore, you should put careful time and consideration into preparing your cat for air travel. Your extra effort will help make the travel experience less stressful for the both of you.

How to Help Your Child Make Friends

Some kids are naturally good at making friends, while other kids may struggle to strike up a conversation with another child. If your child has been struggling to make friends, you may be concerned and want to know what you can do to help. There are many different ways that you can support your child’s socialization efforts, help your child to develop good social skills, and increase your child’s opportunities for socializing.

How to Get Treatment for Hepatitis C

Hepatitis C is a viral infection that attacks the liver and triggers chronic inflammation. Most people who have hepatitis C don't notice any symptoms until it damages their liver — typically after many years. Due to it's destructive nature over time, hepatitis C is often considered more serious than hepatitis A or B infections. The hepatitis C virus (HCV) is usually passed between people via contaminated blood, commonly from sharing needles during illegal drug use. Antiviral drugs are the main treatment for HCV, although prevention and lifestyle changes are important also.

How to Number Guitar Strings

Remembering how to number the six strings of a guitar is essential for any level of player. Knowing the numbers for the guitar strings is often more important than knowing the notes for each string, which can change with different tunings.

Stuffed Wool Text Effect in Photoshop

In this tutorial, you will learn how to create Stuffed Wool Text Effect in Photoshop.

Draw a Binoculars Illustration in Photoshop

In this tutorial, you will learn how to Draw a Binoculars Illustration in Photoshop​.

Create a Realistic Pencil Illustration in Adobe Photoshop

In this tutorial, you will learn how to Create a Realistic Pencil Illustration in Adobe Photoshop.

Create a Fantasy Tree Woman Scene in Photoshop

In this tutorial, you will learn how to Create a Fantasy Tree Woman Scene in Photoshop.

Create a Smoke Text Effect Using Photoshop’s Non-Destructive Tools

In this tutorial, you will learn how to Create a Smoke Text Effect Using Photoshop’s Non-Destructive Tools.

Create a Fashion Mixed Media Portrait in Photoshop

In this tutorial, you will learn how to Create a Fashion Mixed Media Portrait in Photoshop.

Create a Wild Western “Wanted” Poster in Photoshop

In this tutorial, you will learn how to Create a Wild Western “Wanted” Poster in Photoshop.

Create a Funky Retro Wavy Text Effect in Photoshop

In this tutorial, you will learn how to Create a Funky Retro Wavy Text Effect in Photoshop.

Visit a Galaxy Far, Far Away In This Photoshop Tutorial

In this tutorial, you will learn how to create a galaxy in adobe photoshop.

Create an Aquatic Photo Manipulation of a Giant Tortoise in Photoshop

In this tutorial, you will learn how to Create an Aquatic Photo Manipulation of a Giant Tortoise in Photoshop.

How to Learn Old English

Old English is the language used by the Germanic peoples that lived in parts of what is now the United Kingdom between the 5th and 11th centuries, C.E. Although Old English is no longer a spoken language, many texts still exist in it. Some academics or other professionals, such as historians or archivists, may need Old English in order to do their work. But you may need to learn Old English to complete classwork or simply be interested in studying the language as a window to the past. By enrolling in an Old English course or teaching yourself with different media, you can learn Old English.

How to Paint a Woman Portrait from Scratch in Photoshop

In this tutorial, you will learn How to Paint a Woman Portrait from Scratch in Photoshop.

Design a Vintage Baseball Card in Photoshop

In this tutorial, you will learn how to Design a Vintage Baseball Card in Photoshop.

Create a Vintage Bloody Text Effect Wallpaper Design in Adobe Photoshop

In this tutorial, you will learn how to Create a Vintage Bloody Text Effect Wallpaper Design in Adobe Photoshop

3D Letters on a Shelf Text Effect in Photoshop CC

In this tutorial, you will learn how to create 3D Letters on a Shelf Text Effect in Photoshop CC.

Grass and Dirt Text Effect in Photoshop

In this tutorial, you will learn how to create Grass and Dirt Text Effect in Photoshop.

British Scone Text Effect in Photoshop

In this tutorial, you will learn how to create British Scone Text Effect in Photoshop.