To people without much financial experience, credit can seem a lot like a Catch-22: to get it, you must already have it. While it's true that having a credit history is a prerequisite for many of life's major financial transactions (like, for instance, buying a house), with the right approach, you can establish healthy credit from almost nothing over a few years. By starting small and gradually increasing your credit (all while making responsible financial decisions), you can establish a good credit history that will be able to serve as a strong financial foundation for years to come.
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